Under minimal assumptions on a function $\psi$ the authors obtain wavelet-type frames of the form $\psi_{j, k}(x) = r DEGREES{(1/2)n j} \psi(r DEGREESj x - sk), j \in \integer, k \in \integer DEGREESn, $ for some $r > 1$ and $s > 0$. This collection is shown to be a frame for a scale of Triebel-Lizorkin spaces (which includes Lebesgue, Sobolev and Hardy spaces) and the reproducing formula converges in norm as well as pointwise a.e. The construction follows from a characterization of those operators which are bounded on a space of smooth molecules. This characterization also allows us to decompose a broad range of singular integral operators in ter