Negotiating Your Investments

by Steven G. Blum

2014 · John Wiley & Sons

Get smart about personal finance with the art and science of negotiation Negotiating Your Investments is an in-depth guide to applying the principles of negotiation to your personal finances. With expert insight into the before, during, and after of a successful negotiation, you'll learn how to prepare for and conduct important financial discussions with an eye toward getting the best possible outcome. The book contains practical, actionable guidance toward pursuing what you really want, and tools that can greatly improve your chances of getting it. Clear, concrete advice describes how to influence the other side, avoid being taken advantage of, and direct the conversation to your advantage. As a rule, investors fail to negotiate over financial matters, to their great detriment. Improving returns, or reducing fees, by a mere 1 percent per year can make a remarkable difference in your bottom line. For example, a million dollar investment that returns 7.5 percent rather than 6.5 percent, over 30 years, will put an extra $2.1 million dollars in your pocket. On the other hand, that much money could easily go straight into someone else's purse. With that much money at stake, good negotiating practices become extremely valuable. Negotiating Your Investments provides the skills and tools you need to hold your own at the negotiating table while offering advice you can put to work immediately. Topics include: The elements of negotiation – identifying goals, interests, commitments, alternatives, and power Preparation, information exchange, bargaining, and closing and commitment – the four phases of negotiation Asymmetric information, conflicts of interest, professionalism, and whom to trust Investment vehicles and the economic science that lies behind wise investing Hard economic truths involving past results, rational market pricing, diversification, interest rates, and the effect of costs on investment returns While the focus is on personal finance, the book also includes techniques, analysis, and examples drawn from award winning negotiation courses. It explores the basic theoretical models of bargaining in depth. With Negotiating Your Investments, you'll gain the skills and confidence you need to be smarter, and get better outcomes, in both your financial affairs and the many other negotiations you conduct every day.

Treating Children with Sexually Abusive Behavior Problems

by Barbara J Christopherson, Jan Ellen Burton, Lucinda A Rasmussen, Steven C Huke, Julie Bradshaw

2014 · Routledge

Treating Children with Sexually Abusive Behavior Problems: Guidelines for Child and Parent Intervention is a unique, pioneering venture in the area of sexual abuse. Unlike most books on sexual abuse, which focus on children as victims, this integrated treatment approach suggests ways to develop parallel treatment strategies for both parents and children who display harmful sexual behavior.In many ways a first in its field, Treating Children with Sexually Abusvie Behavior Problems gives you the tools to orchestrate your own treatment and intervention techniques, specifically for those children under age 12 who display sexually harmful or unlawful behavior. You’ll find in this useful volume a one-of-a-kind approach to linking together individual, group, and family treatment into one integrated, comprehensive program that treats both perpetrator and victim in tandem. Effective applied techniques are presented to teach: accountability of the offending party concern for others/empathy social competence the establishment of appropriate boundaries healthy sexuality coping with prior trauma safety and supervisionTreating Children with Sexually Abusive Behavior Problems is intended for professionals in child sexual abuse; graduate and undergraduate students in psychology, social work, marriage and family therapy, and psychiatry; juvenile court workers; child welfare case workers; teachers; attorneys; and judges. It will also serve to better inform the victim, family, and general public. If you’re concerned about the spread of sexually abusive behavior in children, you’ll want to become informed and armed with the practical and useful guidelines found in this innovative approach to a prevalent social problem.